Tuesday, August 26, 2008

Tips for borrowing

Though it's tougher to get credit these days, it's not impossible. Here are some tips to ensure your small-business loan application doesn't get cast aside:

• Apply at a bank with an appetite for the type of loan you want. Each bank has a different investment philosophy; match your project to a bank's niche.

• Be prepared to offer collateral such as real estate, stocks, bonds or other personal assets.

• Know – and if possible, bolster – your credit score before walking in. A borrower's credit score can be just as important as his business plan.

source : http://www.google.co.uk


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